Current accounts rates

Rates1 in force as of 1.02.2017
Type of account
Interest rate
Interest limit
1. Private accounts
BCGE Privé CHF3
BCGE Privé EUR2
BCGE Privé USD2
BCGE Privé CHF (12-25 years)3
BCGE Privé EUR (12-25 years)3
0.00 %9
0.00 %
0.30 %
0.125 %9
0.125 %
no limit
no limit
no limit
no limit
no limit
2. Savings accounts
0.01 %9
BCGE Epargne3
up to 2.01 % with the
CHF
500,000
0.10 %
0.50 %
2.00 %
1.00 %8/9
0.01 %
EUR
300,000
USD
500,000
0.50 %
0.10 %
exempt from withholding tax
no limit
exempt from withholding tax
no limit
BCGE loyalty program bonus
BCGE Avantage service4
Epargne Classic EUR
Epargne Classic USD2
Epargne Classic CNY2
Youth savings account3
BCGE Garantie loyer
2
CNY 3,200,000
CHF
500,000
CHF
500,000
3. Retirement planning accounts
Epargne 3 (3rd pillar)
Vested Benefits account (2nd pillar)
4. Company accounts
BCGE Entreprises CHF5/6
BCGE Entreprises EUR2/6
BCGE Entreprises USD2/6
BCGE Trésorerie CHF3
BCGE Trésorerie EUR2
BCGE Trésorerie USD2
1
2
3
4
5
6
7
8
9
0.00 %7/9
0.00 %7
0.30 %7
0.00 %9
0.10 %
0.50 %
For the rates that apply to other accounts, please ask your advisor
Authorized and/or non-authorized overdraft rates: based on money market rates available from your advisor
Overdraft rate: 11.5%
See BCGE Avantage service brochure
Non-authorized overdraft rate: 11.5%, overdraft rate: 9.5% + 0.25% quarterly commission
Rate of overrun in the event of Dynamique limit: contractual rate plus 5%
Payment in stages, based on 48-hour deposit account rates (CHF/EUR/USD) available from your advisor
Until CHF 50,000. Higher amounts at BCGE Privé CHF (12-25 years) interest rate
Until CHF 5 million. Higher amounts: please ask your advisor
no limit
no limit
no limit
CHF 500,000
no limit
no limit